Our loans suit investors who want to build wealth by borrowing to invest in shares, property or other assets. Whether you want a low risk strategy or opportunities to accelerate your wealth, we can offer you a range of investment loans tailored to your needs.

To find out more, call us on 1300 653 846 or email info@greenloans.com.au.

The types of investment loans we provide include:

Standard variable rate or fixed rate home loan

Depending on your circumstances, most lenders will let you borrow up to 90 per cent of the purchase price of an investment property. You may, however, be required to take out lenders mortgage insurance.

Interest only home loan

With an interest only home loan, repayments only cover the interest component. The principal is repaid in full at the end of the loan term, usually three to five years. Because borrowers only repay the interest component, interest only loans have lower repayments than principal and interest loans.

Equity home loan

If you already own or substantially own your home, you can borrow against the “equity” you have accumulated. Equity is simply the difference between what your property is worth and what you owe. For example, if you have $200,000 to pay off on a home worth $500,000, you have $300,000 worth of equity. An equity home loan gives you a line of credit on your mortgage up to an approved amount. The loan can be taken in full or in stages, making it particularly useful for property investing.

Line of Credit Loan

Generally line of credit loans are interest-only and have no term attached which suits a property investor as such an investor is most likely to have been advised to get an interest only loan. These loans have a high level of flexibility in that you can park money in your loan and draw it when you wish without having to notify your lender.

Multi Account Loan

This loan has a bit of everything and provides the most flexibility of all loans The loan is set up with sub accounts so you can separate your different lending requirements and each account can be tailored with the features you need.

Offset Account Loan

An offset account loan is generally not a loan that we would suggest an investor should use to finance an investment property, as it is more suited to financing a family home loan in conjunction with an investment. It is a loan which has a savings account linked to it and is more suited to a home loan.